Building Stronger NYC Communities, One Home at a Time


 

Introducing the $20,000 Grant

Our First-Time Homebuyer Program at LES People’s FCU is designed to assist individuals in achieving homeownership by providing access to mortgages and grant support.

Eligible first-time buyers can receive up to 20% of the loan amount (maximum $20,000) to assist with down payment and/or closing costs.

  • ✔️ Up to $20,000 Grant
  • ✔️ Use for Down Payment or Closing Costs
  • ✔️ Access to Mortgage Support
  • ✔️ Only 3% Minimum Down Payment Required

Applicants Must:

  • ✔️ Be a member of LES People’s FCU with savings and checking accounts
  • ✔️ Meet the loan eligibility requirements for current underwriting policies
  • ✔️ Request down payment and/or closing cost assistance
 

Borrowers must contribute a minimum 3% down payment toward their home purchase. Percentage may vary depending on property type. Other terms and conditions may apply.

Membership at LES People's FCU is required by opening a Shared Savings account at or prior to loan opening. Not a Member Yet? Become a Member.


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Contact one of our Member Service Representatives if you have additional questions at (212) 529-8197 or by emailing lespfcu@lespfcu.org.