Credit Card

Apply For Your People’s Credit Card Today!

Get the convenience and flexibility you need with the People’s Credit Card from LES People’s FCU. Enjoy a promotional 0% intro APR on purchases for 6 months, plus rewards and no annual fee.

Credit lines up to $20,000, subject to credit approval and applicable terms.

Membership Required

Membership at LES People’s FCU is required. A minimum $75 Share Savings Account must be opened at or before credit card account opening.

APPLY HERE

LES People’s FCU Credit Card

Credit Card Benefits

  • ✔️ 0% intro APR* on purchases for 6 months*
  • ✔️ Credit lines up to $20,000
  • ✔️ $0 annual fee
  • ✔️ Earn ScoreCard Rewards
  • ✔️ No minimum credit score required
  • ✔️ Digital wallet compatible

About Our Credit Card

Who Qualifies?

Any member or new member who is applying for a People’s Credit Card for the first time, or had a People’s Credit Card in the past and has been closed for at least 2 years.

What Are the Terms?

  • ✔️ Credit lines up to $20,000
  • ✔️ 0% intro APR* on purchases for 6 months
  • ✔️ No annual fee
  • ✔️ No minimum credit score required
  • ✔️ 3% balance transfer fee, maximum $50

Features of LES People’s Credit Cards

  • ✔️ Low APR*
  • ✔️ No annual fee
  • ✔️ 5-day grace period after the due date
  • ✔️ Accepted at over 14 million locations worldwide
  • ✔️ Add it to your preferred Digital Wallet app
  • ✔️ Penalty rate never higher than 18% APR
  • ✔️ Real-time Fraud Text and Email Alerts
  • ✔️ CardNav card management
  • ✔️ Zero Liability Protection

ScoreCard Reward Points

Earn reward points with the ScoreCard Rewards program and redeem your points for a variety of rewards.

Sign up for ScoreCard Rewards to start managing your rewards.

Need help signing in, resetting your password, or updating your profile? Call (800) 854-0790.

Disclosure

Intro APR*: 6 months for new credit card holders. After the promotional intro period, APR* will be based on creditworthiness.

Grace Period: 5-day grace period after the due date before penalty charges apply.

Zero Liability Protection: You pay only for the purchases you have authorized on your Mastercard, and you won't be held liable in the event of an unauthorized purchase. This coverage extends to purchases made in stores, over the phone or online.

Balance Transfer

A balance transfer allows you to move an outstanding balance from another credit card to your LES People’s FCU Credit Card. This can help you consolidate credit card debt and may help you save money on interest.

If you already have a Credit Card with us, fill out the Balance Transfer Form to transfer your high-interest balance from another institution to us.

If you don’t have a Credit Card with us already, Apply Here for a Balance Transfer .

LES People’s FCU Balance Transfer

Balance Transfer Details

  • ✔️ Balance transfers from other credit card institutions
  • ✔️ 18% APR* balance transfer rate
  • ✔️ 3% balance transfer fee
  • ✔️ Maximum balance transfer fee of $50.00

Balance Transfer Example

If you have a balance on another credit card with a higher interest rate, you can request a balance transfer to your LES People’s FCU Credit Card.

Once the transfer is completed, you will make payments on the transferred balance through LES People’s FCU.