ATM Network Surcharge-Free

Enjoy access to nearly 30,000 surcharge-free ATMs nationwide through the CO-OP network. You can access your money at participating ATMs across the country.

Withdraw cash.
Transfer funds between Share Draft (Checking) and Share (Savings) Accounts.
Check your account balances.

Many CO-OP ATMs are conveniently located inside McDonald’s and 7-Eleven stores.

Find an ATM

Shared Branches

Access your money at more than 5,600 participating shared branches nationwide. Shared branching allows you to visit participating credit unions in all 50 states and complete select transactions.

Access your money.
Make deposits.
Visit participating credit unions while traveling.

What to bring: Your LES People’s FCU account number and a valid form of identification.

Find a Shared Branch

Debit Cards

Get a LES People’s Debit Mastercard® with a Checking Account. Our debit cards are accepted wherever Mastercard is accepted.

A debit card is a convenient way to manage your finances. Purchases are deducted directly from your checking account, and electronic transaction records make it easier to keep track of your spending.

Zero Liability Protection

Your debit card purchases are backed by Zero Liability Protection. You will not be held responsible for unauthorized purchases when you have taken reasonable care to protect your card and promptly report its loss or theft to your financial institution.

If you have questions about Zero Liability coverage or suspect unauthorized use of your card, contact LES People’s immediately.

Learn how to keep your card secure online and offline.

Card Security

Fraud Text and Email Alerts

Our Fraud Department may contact you by text or email when suspicious activity is detected on your debit or credit card.

Keep your contact information up to date with us to receive these alerts.

Mobile Banking

Stay connected to your finances wherever you go. The LES People’s FCU mobile app lets you check balances, transfer funds, make deposits, and manage your accounts anytime.

Download Our Mobile App

Search for LES PEOPLES FCU in the Apple App Store or Google Play Store.

Apple App Store Google Play

Mobile Banking Allows You To:

View your account history and e-statements.
Transfer funds between LES People’s accounts and external accounts.
Deposit checks using Mobile Check Deposit.
Make and schedule loan payments.
Send person-to-person (A2A) transfers.
Set up iPay for one-time or recurring payments.
Set up account and transaction alerts.
Log in securely using biometrics.

Getting Started

If you are already registered for Online Banking, use the same username and password to log in to the mobile app.

If you have not registered for Online Banking, select Sign Up in the mobile app. You will need your SSN or ITIN and date of birth. Follow the authentication steps to complete enrollment.

Online Banking

Manage your finances securely from your computer. Our Online Banking service includes security features designed to help protect your sensitive account information.

Log In to Online Banking

Online Banking Allows You To:

View your account history and statements.
Transfer funds to member accounts, other people, and external accounts.
Apply for a loan.
Make payments on your loans.
Use Bill Pay to schedule one-time or recurring payments.
Manage your accounts and budget with Money Desktop.
Set up account and transaction alerts.

Business Members: If you use an EIN number, please contact us for assistance enrolling in Online Banking.

Contact LES People’s

Bill Pay

Simplify your finances with Bill Pay. Pay your bills online through Online Banking and schedule payments when it works best for you.

A Checking Account is required. Bill Pay is a free service for eligible members.

With Bill Pay, You Can:

Pay your bills online for free.
Save on postage and avoid writing paper checks.
Schedule payments near your due date or payday.
Schedule one-time or recurring payments up to a year in advance.
Keep track of your payment history.

To get started, sign in to Online Banking and select Bill Pay from the left-side menu. You will be redirected to our third-party payment platform.

Online Banking Help

How do I make ACH transfers to or from external accounts?

Sign in to Online Banking.
Select Transfers from the left-side menu.
On the Transfer menu, select the More tab.
Choose External ACH.
Follow the instructions and review your information before submitting your request.

This service is free.

How do I set up account alert notifications?

Sign in to Online Banking.
Select My Account from the left-side menu.
Select the More tab.
Choose Account Alerts.
Select the alerts you want, such as daily account balances, funds withdrawn, or payments.
Choose the accounts, amounts, and notification method (email or text).

Your eAlerts will be activated. To remove an alert, select the X next to the alert.

How do I set up a Sub-Account?

A Sub-Account allows you to give another person limited access to selected features of your Online Banking account.

Log in to Online Banking.
Select My Account from the left-side menu.
Select More to access Sub-Account setup.
Create a username and password for the additional user. Record their username, password, and email address so you can share the login information with them.
Select the features you want the additional user to manage, such as Remote Deposit or ACH transfers.
Select the account suffixes the additional user may access, then save your changes.

Important: A new Sub-Account user will receive security questions during their first login. Keep the answers available in case the user needs to recover their username or password.

Read our Mobile and Online Banking update.

External Transfers with Plaid

You can use Plaid to connect your LES People’s FCU account with accounts at other financial institutions and transfer funds.

Fast

Move your money quickly without waiting.

Secure

Plaid uses encryption technology to help protect your information.

Convenient

Manage connected accounts and transfers in just a few steps.

Flexible

Consolidate funds, pay bills, or send money between accounts.

Mobile Check Deposit

Deposit checks conveniently through the LES People’s FCU mobile app without making a trip to a branch.

How It Works

Sign in to Mobile Banking.
Select Mobile Deposit from the Services menu.
Take a clear picture of the front and back of your check.
Write “Mobile Deposit” and your account number on the back of the check.
Review your information and submit your deposit.

Helpful Tip: Take your check pictures in a well-lit area to help ensure the information is clear.

Budgeting with Money Desktop

Simplify your finances with Money Desktop, a budgeting tool integrated into Online Banking. Organize your financial information and get a clearer picture of your money.

Account Aggregation

Bring basic financial information from your different accounts together in one convenient place.

Expense Tracking

Categorize and track your spending to see where your money is going.

Budgeting

Create budgets based on your spending, income, debts, and expenses.

Debt Management

Get step-by-step guidance and a personalized plan to help manage your debt.

Watch the Tutorial

Statements and e-Statements

Choose how you receive your LES People’s FCU account statements. Members can receive paper statements by mail or access e-Statements through Online and Mobile Banking.

Paper Statements

Receive your account statements through the mail.

e-Statements

Access your statements electronically through Online and Mobile Banking.

How to Enroll in e-Statements

Sign in to Online Banking.
Select e-Statements from the left-side menu.
Follow the instructions to turn e-Statements on or off.

When your e-Statement becomes available, you will receive a monthly notification.

Keep Your Records: e-Statements are available for up to two years. Save copies if you need to keep records for longer.

Direct Deposit

Sign up for Direct Deposit and have your paycheck, pension, Social Security, or other regular income deposited directly into your LES People’s FCU account.

Convenient, secure, and free.
No waiting for checks in the mail.
Choose a Checking, Savings, or Money Market Account.
Arrange deposits across multiple eligible LES accounts.

What You'll Need to Set Up Direct Deposit

Financial Institution:
Lower East Side People’s Federal Credit Union

Address:
37 Avenue B, New York, NY 10009

Routing Number:
226082598

Account Number:
Your LES People’s FCU account number

Account Type:
Savings or Checking

Setting Up Payroll Direct Deposit

Provide the information above to your employer. You may also be asked to provide a voided check.

Setting Up Social Security or SSI Direct Deposit

Provide the information above to your nearest Social Security office or contact the Social Security Administration.

Let the representative know that you would like your monthly benefit deposited directly into your LES People’s FCU Savings or Checking Account.

Money Orders

LES People’s FCU offers money orders for your payment needs.

Money Order Fee

$1.50

Per money order.

Maximum Amount

$1,000

Maximum amount per money order.

Additional Fees:

Stop payment: $15.00
Photocopy: $3.00 each

Wire Transfers

LES People’s FCU offers domestic and international wire transfers. Visit one of our branches or request a wire transfer form to send funds to family and friends across the country or around the world.

You can also arrange for someone to wire funds directly into your LES People’s FCU account.

Incoming Wire Information

Card Transaction Disputes

Need to dispute a transaction made with your PEOPLE’S debit or credit card? Contact our 24-hour dispute center.

24-Hour Card Dispute Center

Contact the dispute center for assistance with unauthorized or disputed card transactions.

Apply for a Loan

Account Services

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